I was -1 mil at 294 days from making all good decisions.
But I found u can just bypass the main quest weight of the world and just start buying property.
I kept putting off the main quest and buying until I owned everything.
Summer house north of millifields or mourning wood (haha)
is guaranteed 1 mil in demon door if u r ruler.
Don`t fast travel u gain more money that way soon I had 20 mil in my personal account and I transferred several mil to the treasury.
Now I can continue to make good decisions.
All subjects love me and there is plenty of money in the treasury hope this helps