The time span of a foreclosure usually depends on the respective state laws.
It implies that the entire process adheres by the rules and regulations of the state law.
the banks do not start foreclosure all of a sudden.
If someone fails to pay a premium,
the bank sends the person a reminder.
If the same person does the same mistake repeatedly more than twice,
then the bank sends a notice to the defaulter.
When it is established that the defaulter is unable to pay off,
the foreclosure starts off.