The experts say you`ll probably need to find a real estate agent willing to work for a smaller commission (which makes the bank a little more willing to absorb the loss),
and you`ll also need to scale back your own spending.
Putting expensive jewelry on your credit card will make a bank less inclined to do you any favors on the sale of your home.
And be prepared that if your bank does absorb the loss,
the IRS might treat that as taxable income and you`ll have to come up with the cash to cover the taxes.