I have to disagree with the other responders on this one.
I`ve seen this happen several times in the past.
the trustee couldn`t care less what you CURRENT income is,
since under the new bankruptcy law they only take your income over the past 6 months into account.
If you are currently on a 3 year plan,
the trustee will extend it to 5 years.
But since you are already on a 5 year,
you are out of options.
In come cases,
you may be able to skip a couple of payments,
but you will be expected to make it up later...and you must still keep it under 5 years.
Hardship dismissals are rarely given,
and you better have a very good reason.
I am not a lawyer,
so keep that in mind about my opinions of what you should do.
You don`t own a home,
and probably don`t own a lot of property.
You could try to get this converted to a Chapter 7,
but keep in mind they will want to use income from your last 6 months.
You don`t go into detail about what your attorney advised..I will assume he`s leaning toward getting your Chapter 13 dismissed,
then wait a few months and file for Chapter 7?
Once you dismiss your case,
it will lift the automatic stay on your creditors.
Now that tehy know you may file again,
you can bet they will do everything they can to collect before you get a chance to file again.
Under the new law,
if you are dismissed you must wait 6 months (might be 4....gotta look it up again)
before you can file again.
Just discuss all of this with your attorney.
If you don`t like the answers you are getting,
don`t be afraid to get another opinion.
Most BK attornies will give you a free consultation.