Short version...husband and I fell bebind when we were both laid off and then he had heart issues.
He is abck to work with OT.
We had mort.
mod agreed to with Homeq but they sold us to ocwen before anything was signed.
Ocwen made us start all over and 4 people from there told us not to make a payment until we had a new mod.
Now 5 months later still nothing except threats of forclosure and they hired an attorney to help with a mod but thier website doesn`t look as if they are going to be very helpful for us,
We are thinking bankruptcy is the only way to get anywhere because clearly our credit is shot after all this.
Any thoughts or suggestions?