Owned my home prior to getting married. Facing foreclosure, will it affect my husbans credit?

We have only one debt after marrriage, a travel trailer that has both our names on it.

You do not leave of the foreclosed house soon after it has gone through the process of foreclosure . Let the legal process form its shape and go through the ordeal till the house is completely transferred. At this point you become a tenant to the place you one owned. In this case you do not leave your house unless and until the new owner of the house brings in legal papers and completes legal procedures.

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Answer of this question How long do they let you stay in a foreclosed house in nys is that it all depends on the consent of bank as well as on the consent of buyer or new owner that if they allow you two stay in your home after foreclosure . this decision depends on their will either they allow you to stay for a period of one month or two months. this time period may be more than two months but final decision will be taken by property holding authority which may be a bank/ loan company or any person who have bought your property.

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Once you are foreclosed on to move out, you might have 30 days to a full year, depending upon the state in which you live and the local procedures. You can be evicted as and when the new owner take the possession. One can stay till sheriff is ordered to put the personal stuff into storage, keeping the permanent attachments to the house. One should also monitor the Clerk of Court website of their country. You should always be ready to move once you are foreclosed on to move out. Ann Mariee

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Accepted offer on foreclosed property it will take 2 to 3 days.Depends on your state.Even though you offered full asking price, they are going to sit and wait for as many offers to come in as possible. If someones agent says there are multiple offers on the place, that may make someone else offer more than what you did, and depending on their terms, they may end up winning.Hope my answer will help you a lot.

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There will be various companies in Dallas, Texas which will be providing loans or credit to people with bad credit history . But beware , these companies will be charging extremely high rates of interest over the loans taken up by those having bad credits . So make sure , if you really need to take up a loan from these companies at a very high rate of interest .

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eigarza120271 said: do you have any phone numbers or company names.

If you have 718 credit score you can get the high credit limit.Talk to other mortgage brokers . If you have any friends who have bought homes, ask who they used. Just because one loan officer at one place wouldn`t consider you does not mean that you can`t get a loan. Different lenders have different policies.I hope my answer will help you a lot to understand.

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I have had a home that have went through the forclosure process. It have been a year since I have had a that forclosure on my credit report along with oth other minor debts. Will fililng chapter 7 get rid of the forclosure or will it still remain on my credit for 7 years.

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